In My Wallet Is "Where Money And Meaning Come Together"

At the end of this Draft/FCB-made spot the announcer, in his most inclusive voice, says, “Now, you belong.” But it’s not true. I don’t belong.

I carried and used a Diner’s Club card since the 1990s, and never had a problem, but when Darby and I had one 30-day late on our Hilton Head house last year, our house of credit collapsed. According to the banks, once you miss a mortgage payment by 30 days you’re a horrible risk. That you have years, or decades, of on-time payments with them is no protection.

When Diner’s Club yanked my card, I owed them close to $3000. Today, I owe them nothing. But I feel like they owe me something, like an apology and a new card with an open line of credit. Maybe then I will “belong,” again. Blah!